1. PFi New Package – ‘Tribute to Teachers’
Contest Features;
Features
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Terms and Conditions
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1.
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Contest Name
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‘Teachers……We Care’
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2.
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Contest Period
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1 May 2012 to 31 May 2012
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3.
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Eligibility
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All applications under ‘Tribute to Teachers’ Package only
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4.
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Financing Amount
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RM100,000 and above
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5.
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Prizes
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Winner
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Total No.
Winners
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Prizes
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Estimated Cost
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Grand Prize
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1
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Toyota Prius
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RM140,000
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2nd Prize
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2
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Umrah/Travel Package for 2
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RM 30,000
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3rd. Prize
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5
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MacBook Air
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RM 15,500
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4th. Prize
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5
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iPhone 4S
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RM 11,500
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5th. Prize
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10
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iPad 3
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RM 22,000
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*Teachers Package (is offered to staff of Kementerian Pelajaran, Pejabat Pelajaran and Sekolah only)
Features for Tribute to Teacher’s Package
SUBJECT
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“ TRIBUTE TO TEACHERS” -
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1.
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FINANCING AMOUNT
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RM 3,000 (Min) - RM200,000 (Max)
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2.
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FINANCING TENURE
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5 yrs (Min) - 20 yrs (Max)
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3.
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PURPOSE OF FINANCING
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New loan / overlap (internal & external)
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4.
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ELIGIBILITY CRITERIA
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§ At least 19 yrs old and not exceeding 60 years upon expiry of facility or opted retirement age whichever comes first; and
§ Malaysian Citizen; Permanent and confirmed employee; and
§ Minimum salary RM 700.00 inclusive of fixed allowance; and
§ Total deduction inclusive of MBSB’s installment not to exceed 60% from the gross salary; and
§ All staff under Ministry of Education and its related department only.
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5.
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PROFIT RATES
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3.99 % fixed rate
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6.
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GUARANTOR REQUIREMENT
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Waived
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7.
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REPAYMENT METHOD
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AG / Biro Angkasa Salary Deduction
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8.
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SECURITY DEPOSIT
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1 month Installment
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9.
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PROCESSING FEE
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2.5% from financing amount
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10.
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STAMP DUTY
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0.5% of financing amount
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11.
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ZERO ENTRY COST (ZEC)
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Charges on Redemption Statement (RS) imposed by other banks – RM50 per RS; Up to 5 RS per application.
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12.
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PACKAGE VALIDITY
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The above package is applicable from 1 May 2012 until 31 May 2012.
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2. Expiry of Exchange-I Early Bird Promotion (3.99%)
Please take note that the Early Bird Promotion for X-Change-i will ends on 30th April 2012 (last submission before 3.30pm) and effective 1st May 2012 we will offer the X-Change-i packge with the profit rate of 4.30% (with Banca) and 4.50% (without Banca).
3. Revised Conditions for Exchange-i
Effective 1st May 2012, there will be no more ZEC (Zero Moving Cost) except for the cost of Redemption Statement (max RM250). In another word this cost will have to be borne by the customer as per normal package and industry practice.
